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Magnifica payment account

Magnifica payment account

An entire world of premium services and products which we created for you with special attention will be at your disposal within the improved Intesa Magnifica payment account.

Buy in installments now and with debit cards

Buy in installments now and with debit cards

  • From now on, you will be able to buy in installments with your debit payment card
  • Whenever you want, you can divide your purchase into over 12 monthly installments at over 9,000 points of sale.
  • You have a limit of one month's regular salary / pension at your disposal.
  • The bank will inform the client, in case of approving the service, as well as the amount of approved available funds for purchase in installments in accordance with the agreed communication channel.

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No membership for the Mastercard Gold credit card

No membership for the Mastercard Gold credit card

Mastercard Gold kreditnom karticom možete kupovati i na do 24 rata bez naknade i bez kamate na više od 9.000 prodajnih mesta u zemlji, ostvariti popuste na brojnim prodajnim mestima naših partnera, koristiti Mastercard premium program pogodnosti, kao i poklon karticu putnog osiguranja za područje Evrope...

No membership for American Express blue

No membership for American Express blue

The possibility of using the American Express Blue credit card, without paying membership, and with which you can achieve discounts at many of our partners' points of sale, make purchases in up to 24 instalments without interest at more than 9,000 points of sale in the country...

50% off for membership for American Express Gold

50% off for membership for American Express Gold

In addition to the standard benefits, the American Express gold credit card also enables you to use the special benefits program and discounts reserved only for users of American Express credit cards, as well as using travel health insurance worldwide.

30% off for membership for the Visa Platinum card

30% off for membership for the Visa Platinum card

With the Banca Intesa Visa Platinum debit card, you get special treatment. It opens the door to more than 1,000 VIP salons at airports all around the world, provides you with international medical and travel insurance valid worldwide, 24h road and home assistance...

30% lower membership fee for Mastercard Platinum

30% lower membership fee for Mastercard Platinum

You try to take one step further, to always find better? With a Banca Intesa Mastercard Platinum credit card, you can enjoy in your success even more, with a 30% lower membership fee with a Magnifica payment account. With this card you have support that follows your lifestyle wherever you are: availabilty of Mastercard concierge, unlimited internet access to more than 1.000.000 hot spots around the world as well as comfort in more than 1.100 airport VIP lounges. 

You also have a choice of one of the following benefits in the country: access to a large number of sports facilities with FitPass membership fee, Skipass for the weekend during the ski season on Kopaonik mountain and availability to more than 250 channels on Arena Cloud application, sport events, movies and video series club. 

Find more HERE.

Free Visa Classic debit card

Free Visa Classic debit card

Visa Classic Debit card for a foreign currency account free of charge.

New mobile app - free of charge

New mobile app - free of charge

A modern, advanced and safe mobile app, with which you will be able to perform banking services via your mobile phone even faster and in a more practical way than before, and you also have the option to enjoy many benefits:

  • take out a cash loan using your mobile phone and the money can be in your account within 15 minutes,
  • get a notification upon completed credit card payment,
  • perform overseas payments,
  • create a permanent account for providers of certain services, such as mobile carriers, etc.
  • create a payment order with future payment when it suits you,
  • collect money at ATMs without a card, with the #withCASH function,
  • transfer money to your contacts quickly and simply, based only on the phone number, with the #withPAY option
  • turn on the Fast balance overview and check the current balance of your selected account without logging in...
     
No electronic banking payment fee

No electronic banking payment fee

All payments in dinars via electronic banking without a fee.

Tax counselling service

Tax counselling service

Tax counselling service

A tax counselling service, tax newsletters, as well as an online calculator with which you can calculate personal income tax and create a tax return in a quick and simple manner.

Lower interest rate for permitted overdraft

Lower interest rate for permitted overdraft

You have the option to submit a request for permitted overdraft in the amount of up to 2 salaries, which is an excellent solution in case you need additional money quickly in order to achieve your plans.

Additional health insurance

Additional health insurance

With the Magnifica payment account, you also receive additional health insurance and accident insurance with more insured amounts and the level of coverage, for you and your immediate family members. 
The insurance provides financial compensation in the event of a serious illness, surgical intervention, death or disability resulting from an accident.

Depending on the date of occurrence of the insured event, see the applicable insurance conditions and how to report the damage:

  • For insured cases incurred as of 31.01.2020. see the current Terms and Conditions for reporting the occurrence of an insured event HERE
  • For insured cases incurred in the period from 01.02.2020. to 30.05.2021. see the current Terms and Conditions for reporting the occurrence of an insured event HERE.
  • For insured cases arising from 31.05.2021. to 30.9.2024. see the Terms and Pre-Notice here. Finnd out how to report the occurence of an insured event HERE
  • For insured cases occurring starting from October 1, 2024. see the valid Insurance Conditions HERE. For details on how to report the occurrence of an insured event, see HERE.
No fee for maintenance of an EUR foreign currency

No fee for maintenance of an EUR foreign currency

The possibility of selecting a single EUR foreign currency account for which you will not pay a maintenance fee.

No fee for issuing cheques

No fee for issuing cheques

Cheques can be received by all natural persons, owners of Magnifica payment account, who have regular income and who regularly meet their obligations towards the Bank, with a lower issuance fee.

Lower tariff for overseas payments

Lower tariff for overseas payments

50% lower tariff for overseas payments, as well as for cash inflow from overseas.

Account maintenance costs

Account maintenance costs

Costs of monthly maintenance of the Magnifica payment account will amount to RSD 799.

You can view the complete fee tariff on the LINK.

Benefits of Magnifica status

How to get an account package?


Through the My Catalogue option in the digital banking app, select the desired account package and schedule a call.

Magnifica premium banking

Enter the world of premium services and products which we created for you with special attention and become a user of the Magnifica payment account.

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Payment cards

Enter the world of luxury and privileges designed for you with Banca Intesa Visa Infinite and Visa Platinum debit cards, as Mastercard Platinum credit card.

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