Environmental
Social
Governance
What is ESG?
ESG (Environmental, Social and Governance) is a set of principles that companies use to align corporate policy with the concepts of sustainable development in the areas of environmental protection, socially responsible business and corporate governance.
We are aware that as the leading Bank on the market, we have an important role in social life. That is why we strive to achieve our business and our strategic goals by implementing ESG standards, we strive to provide a positive contribution to the community and the environment, as well as to improve the circularity of the domestic economy.
Housing loan for young people
For young people up to the age of 35 who are thinking about their home, we have prepared a special offer for housing loans for the purchase of their first property, so that they can start planning their future without delay. Learn more about Housing loans for young people.
IN payment account for youth
IN payment account is intended for young people aged 16 to 27, who are not employed.
You can find out all the benefits of this payment account HERE.
Intesa Casa green loans
Special conditions and a lower interest rate are provided for the purchase of energy-saving apartments, with energy rating A or B. Choose an energy-saving apartment and learn more about Intesa Casa green loans.
Loans for the improvement of energy efficiency
With our EE loans, invest in energy-saving technologies and achieve significant financial savings in your home. A loan for investing in green technologies for households brings you a financial incentive and up to 20% return on investment.
Senior cash loan
Senior Cash loan allows pensioners to get additional money only with an identity card and pension checks for the last three months, and if they do not receive their pension through a payment account at Banca Intesa, with a certified form of administrative ban. This cash loan has a longer repayment term, fixed installments and no down payment or guarantors. Life insurance, which is related to loan repayment, is also provided.
Mum@Work
For all mothers, our clients who receive earnings through a payment account at Banca Intesa, and have children up to 36 months of age, a special offer is available with which we want to provide them with additional economic support during the period of growing up and raising small children, when the financial needs of the family are the evening.
Inspiration
ART CHOSES TO RECYCLE
Inspired by our recycled plastic Visa Inspire card, we wanted to show that objects that no longer have a use value can have an artistic value.
That's why we launched a campaign to collect small plastic objects in our branches, which our young artists turned into works of art.
EBRD loan for young entrepreneurs
In order to provide support to young entrepreneurs and based on the agreement with the European Bank for Reconstruction and Development (EBRD), which aims to promote and support young entrepreneurship, we have introduced loans for young entrepreneurs up to 35 years of age into the offer for the acquisition of working capital and for investment loans.
In addition to more favorable lending conditions, we provide support to young entrepreneurs in the form of lower fees for payment transactions, more favorable conditions for overdrafts on the company's current account and the use of BizOnline and BizMobi services free of charge for the first 6 months.
More details, as well as representative examples, can be found HERE.
Loan for women in business
Banca Intesa is the first bank in Serbia to join the regional "Women in Business" Program created by the European Bank for Reconstruction and Development (EBRD) with the aim of supporting female entrepreneurship in the countries of the Western Balkans.
For female entrepreneurs, we have provided favorable credit conditions, with lower fees for payment transactions, more favorable conditions for overdrafts on the company's current account and the use of BizOnline and BizMobi services free of charge for the first 6 months.
More details, as well as representative examples, can be found HERE.
EE Farmer Invest loan
With our EE loans, invest in energy-saving technologies and achieve significant financial savings in your home. A loan for investing in green technologies for households brings you a financial incentive and up to 20% return on investment.
Loan for women in agriculture
The future we want is made by courageous and strong women. In order to provide them with support and the opportunity for farm development, we have prepared loans for working capital and investment intended for women in agriculture.
With special conditions and a lower interest rate compared to the standard offer and with a simple and fast procedure, the approved funds are available in a short time, with additional benefits.
Loan for young in agriculture
We believe that the future belongs to young people and that is why we want to support farmers under the age of 40 and their innovative ideas with loans for working captal and investment loans.
The procedure is quick and simple, and approved funds are available in a short time. Additional benefits are provided, including exclusive educational materials on digital agriculture.
Donate through the app
As part of our digital banking mobile application, we have enabled our clients to use the Donate through the app functionality, through which, when making a digital payment, they can round up the payment amount and donate the difference to one of the humanitarian, non-profit organizations.
Knowing that together we can always do more, we invite you to continue helping the organizations: UNICEF, SOS Dečija sela, Food Bank Belgrade and BELhospice with your donations.
ESG – Corporate
Circular economy and green loans
Banca Intesa Beograd, as a member of Intesa Sanpaolo Group, joined the United Nation’s initiative Net-Zero Banking Alliance, by which it committed to aligning its portfolio and achieve the goal of net-zero emissions by 2050. With this we have laid the foundation for long-term efforts to combat climate changes.
We find our strategy, in the form of supporting clients in designing new economic eco-system, as an important contribution and opportunity for all participants to turn to the concept of sustainable development of the economy and society.
EBRD Go Green credit line
Banca Intesa and the European Bank for Reconstruction and Development have signed an agreement on the use of a new credit line, and the projects that will be financed are:
- investments in industrial facilities, equipment,
- nvestments in software, improvement of enterprise management systems and general upgrading and modernization,
and all under the condition and with the aim of increased compliance with one or more European Union Directives in the field of environmental protection, worker safety and product safety and quality.
S-loan (Sustainable Loan)
In order to support clients who are ready to fully align their business with the principles of corporate and social responsibility, as well as environmental protection, we have included a completely new loan product in our offer - "Sustainable Loan", through which the Bank is able to offer special financing conditions for legal entities.
The product is intended for clients who are strategically oriented according to EGS principles and who are ready to commit to the covenants that enable them to obtain more favorable financing conditions.
A sustainable loan is a regular loan for working capital or investments, with a maturity of more than 18 months, which is granted to clients who are ready to accept the obligation to fulfill pre-defined ESG covenants during the loan period.
Sustainability Team of the Year
Banca Intesa has been awarded the Sustainability Team of the Year award within the traditional excellence in business awards for the financial sector organised by the Italian financial magazine Financecommunity.
For this special award, Banca Intesa was nominated thanks to its support directed towards three ESG projects in Serbia.
