Credit protection insurance (CPI) with Magnifica
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Ensure loan repayment
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Credit protection insurance (CPI)
Credit protection insurance (CPI) is intended for all clients who are loan beneficiaries, and who wish to ensure regular payments of loan’s instalments in unforeseen circumstances. Regardless of whether it is a new loan or a loan in repayment, by contracting a credit protection insurance policy, you protect yours and the financial stability of your loved ones.
It is possible to contract a CPI policy both with new and loans in repayment, and the insured period is equal with the loan duration.
*Using mobile and electronic banking applications, it is only possible to ensure the repayment of new loans by contracting a Wiener Städtische osiguranje policy. Learn more at the link.
Credit protection insurance (CPI)
If you have or are implementing a loan, take advantage of the opportunity and arrange insurance in case of inability to repay.
The insurance company will pay the contracted insured sum in the event of the occurrence of the following insured risks:
- Involuntary loss of employment - the insurance covers up to 4 monthly installments of the loan per insured event, i.e. a total of up to 12 monthly installments for the duration of the contract;
- Temporary inability to work (sickness) – the insurance covers up to 4 monthly loan installments per insured case, i.e. a total of up to 12 monthly installments for the duration of the contract;
- Permanent disability of the insured that is greater than 50% as a result of an accident - the insurance covers the rest of the loan debt;
- Death as a result of an accident - insurance covers the rest of the loan debt.
- Optional - it is additionally possible to contract the risk of earnings reduction by 10% or more
If the insured event occurs, the insurance compensation is paid to the current account of the user, who can use the funds to settle the loan obligations. Insurance can be contracted by persons from 18 to 75 years of age.
Immediately upon learning of the occurrence of the insured event, it is necessary for the insurance beneficiary to notify the insurer and submit a request for payment of compensation by mail or in person to the address: GENERALI OSIGURANJE SRBIJA a.d.o., 11000 Beograd, Vladimira Popovića no. 8, or by e-mail to the address: kontakt@generali.rs.
Credit protection insurance (CPI)
Credit protection insurance (CPI) is intended for all clients who are loan beneficiaries, and who wish to ensure regular payments of loan’s instalments in unforeseen circumstances. Regardless of whether it is a new loan or a loan in repayment, by contracting a credit protection insurance policy, you protect yours and the financial stability of your loved ones.
It is possible to contract a CPI policy both with new and loans in repayment, and the insured period is equal with the loan duration.
*Using mobile and electronic banking applications, it is only possible to ensure the repayment of new loans by contracting a Wiener Städtische osiguranje policy. Learn more at the link.
Package 1
- Involuntary loss of employment - the insurance covers up to 6 monthly installments of the loan per insured case, i.e. a total of up to 18 monthly installments for the duration of the contract up to 7 years, i.e. up to 36 monthly installments for the duration of the contract over 7 years;
- Temporary incapacity for work (sickness) - the insurance covers up to 6 monthly loan installments per insured case, i.e. a total of up to 18 monthly installments for the duration of the contract up to 7 years, i.e. up to 36 monthly installments for the duration of the contract over 7 years;
- Permanent disability of the insured that is greater than 50% as a result of an accident - the insurance covers the rest of the loan debt;
- Death as a result of an accident - insurance covers the rest of the loan debt.
Package 2
List of branches that have advisors with license to sell insurance:
- Arilje, Stevana Čolovića 2
- Bački Petrovac, Maršala Tita 4
- Bajina Bašta, Kneza Milana Obrenovića 22
- Bečej, Novosadska 2
- Bor, Đorđa Vajferta 3
- Čačak, Kuželjeva 1
- Čukarica, Požeška 128
- Čukarica, Trgovačka 15
- Despotovac, Despota Stevana Lazarevića 2
- Gornji Milanovac, Vojvode Milana 1
- Inđija, Novosadska 21
- Ivanjica, Majora Ilića 1
- Jagodina, Kneza Lazara 5-6
- Kanjiža, Glavna 3
- Kovin, Cara Lazara 73
- Kragujevac, Kralja Petra I 19
- Kraljevo, Trg Jovana Sarića 8
- Kruševac, Vidovdanska 4
- Kula, Maršala Tita 242
- Lajkovac, Vojvode Mišića 84
- Lazarevac, Karađorđeva 41
- Leskovac, Trg Revolucije 7
- Loznica, Trg Vuka Karadžića bb
- Ljig, Vojvode Mišića 12
- Mionica, Dr. Jove Aleksića 21
- Mladenovac, Kralja Petra I 217
- Negotin, Trg Đorđa Stanojevića 70/II
- Niš, Sinđelićev Trg 18
- Niš, Obrenovićeva 82
- Niš, Milojka Lešjanina 1
- Niš, Bulevar Nemanjića 28-32
- Novi Bečej, Trg Oslobođenja 5
- Novi Beograd, Milutina Milankovića 134 G
- Novi Beograd, Milentija Popovića 7b
- Novi Beograd, Maršala Tolbuhina 34
- Novi Beograd, Partizanske avijacije 14
- Novi Beograd, Jurija Gagarina 36b
- Novi Beograd, Jurija Gagarina 14
- Novi Pazar, AVNOJ-a 6
- Novi Sad, Bulevar Mihajla Pupina 4
- Novi Sad, Bulevar Cara Lazara 79a
- Novi Sad, Bulevar Oslobođenja 76 A
- Novi Sad, Fruškogorska 10
- Novi Sad, Zmaj Jovina 15
- Novi Sad, Bulevar Oslobođenja 8
- Obrenovac, Miloša Obrenovića 133-135
- Pančevo, Karađorđeva 2-4
- Paraćin, Kralja Petra I 4
- Petrovac na Mlavi, Bate Bulića 47
- Pirot, Branka Radičevića 18
- Požarevac, Trg Radomira Vujovića 8
- Požega, Knjaza Miloša 6
- Priboj, Nemanjina 48-50
- Prijepolje, Sandžačkih brigada 39
- Rakovica, Vukasovićeva 50a
- Rakovica, Vidikovački Venac 80 B
- Rakovica, Miška Kranjca 12
- Raška, Milutina Ivanovića 8
- Ruma, Glavna 170
- Senta, Zlatne grede 6
- Sjenica, Milorada Jovanovića bb
- Smederevo, Cvijićeva 3
- Smederevska Palanka, Svetog Save 19
- Sombor, Venac Stepe Stepanovića 32
- Srbobran, Zmaj Jovina 18
- Sremska Mitrovica, Svetog Dimitrija 2
- Stara Pazova, Ćirila i Metodije 2
- Stari Grad, Knez Mihailova 30
- Stari Grad, Cara Dušana 50
- Subotica, Dimitrija Tucovića 2
- Subotica, Štrosmajerova 6
- Surčin, Vojvođanska 85
- Surdulica, Kralja Petra I bb
- Šabac, Gospodar Jevremova 44
- Šid, Karađorđeva 11-13
- Titel, Mihajla Krestića 8 A
- Topola, Tomislava Karađorđevića 3
- Ub, Kralja Petra I 44
- Užice, Dimitrija Tucovića 129
- Valjevo, Karađorđeva 71
- Valjevo, Železnička 7
- Veliko Gradište, Kneza Lazara 35
- Vladičin Han, Svetosavska 16a
- Vlasotince, Nemanjina 2
- Voždovac, Ustanička 69
- Voždovac, Kumodraška 174
- Voždovac, Crnotravska 7-9
- Vračar, Bore Stankovića 9
- Vračar, Južni Bulevar 84
- Vranje, Lenjinova bb
- Vrbas, Maršala Tita 66
- Vršac, Sterijina 19a
- Zaječar, Nikole Pašića 70
- Zemun, Glavna 30
- Zemun, Majke Jugovića 1
- Zemun, Gornjogradska 38
- Zrenjanin, Kralja Aleksandra I Karađorđevića bb
- Zvezdara, Bulevar Kralja Aleksandra 330
- Zvezdara, Bulevar Kralja Aleksandra 79
- Žabalj, Trg Svetog Save 3
It is important for you to know
If the insured event occurs, the insurance compensation is paid to the current account of the user, who can use the funds to settle the loan obligations. Insurance can be contracted by persons of 18 years of age, and the end of the insured period cannot be after the insured reaches 70 years of age.
Immediately upon of the occurrence of the insured event, it is necessary for the insurance beneficiary to notify the insurer and submit a request for payment of compensation by mail or in person to the address: GENERALI OSIGURANJE SRBIJA a.d.o., 11000 Beograd, Vladimira Popovića no. 8, or by e-mail to the address: kontakt@generali.rs.
LIST OF BRANCHES
Find out in which branches you can contract an insurance policy.
