Special offer for the allowed overdraft on the payment account
For all mothers, our clients who receive earnings through a payment account at Banca Intesa, and they have children up to 36 months old, we have prepared a special offer with which we want to provide you with additional economic support during the period of growing up and raising young children, when the financial needs of the family are greater.
We have prepared a Special offer for the allowed overdraft on the payment account:
- For mothers employed on an indefinite or fixed-term basis who receive wages at Banca Intesa
- The existing credit rules and conditions for approval of the permitted overdraft on the payment account are applied
- 60% interest discount and RSD 0 approval fee
- Fixed annual interest rate
- Allowed overdraft on the payment order is approved for 3 years
- In addition to the standard set of documentation for this product, the child's birth certificate must also be submitted when applying.
- Duration of the special offer: until 31/12/2024
Interested in this special offer?
Fill out the contact form and we will contact you as soon as possible.
REPRESENTATIVE EXAMPLE – Special offer until 31/12/2024
| Payment account package with basic services/ Intesa Hit payment account | |
| Permitted overdraft amount | 50,000.00 RSD |
| Period of validity of the permitted overdraft | 36 months |
| Monthly interest calculation (for 30 days) | 490,68 RSD |
| Interest rate at (annual level, fixed) | 11,94% |
| EIR* at an annual level | 12,78% |
| Credit bureau report | 246 RSD |
| Bill of exchange | 50 RSD |
| Payment account overdraft approval fee | 0 RSD |
| *The costs borne by the user are known at the time of advertising and are included in the calculation of the effective interest rate | |
|
Intesa Hit Plus payment account |
|
| Permitted overdraft amount | 100,000.00 RSD |
| Period of validity of the permitted overdraft | 36 months |
| Monthly interest calculation (for 30 days) | 883,56 RSD |
| Interest rate (annual level, fixed) | 10,75% |
| EIR** at an annual level | 11,37% |
| Credit bureau report | 246 RSD |
| Bill of exchange | 50 RSD |
| Payment account overdraft approval fee | 0 RSD |
| **The costs borne by the user are known at the time of advertising and are included in the calculation of the effective interest rate |
|
Intesa Magnifica payment account |
|
| Permitted overdraft amount | 200,000.00 RSD |
|
Period of validity of the permitted overdraft |
36 months |
| Monthly interest calculation (for 30 days) | 1.569,86 RSD |
| Interest rate (annual level, fixed) | 9,55% |
| EKS*** at an annual level | 10,02% |
| Credit bureau report | 246 RSD |
| Bill of exchange | 50 RSD |
| Payment account overdraft approval fee | 0 RSD |
| ***The costs borne by the user are known at the time of advertising and are included in the calculation of the effective interest rate |
