Risk life insurance

You can arrange risk insurance with any loan, new or the one you are already repaying, and it is especially recommended for housing loans with a longer repayment period.

In this way, you protect your loved ones from financial difficulties, because if unwanted events occur and the insured event occurs, the insurance company covers the rest of the loan debt and relieves the family of the obligation to pay further loan installments.

Characteristics of risk insurance:

• It provides great coverage with an affordable premium,
• Insured risk of death and risk of death due to accident,
• The duration of the risk insurance is equal to the duration of the loan agreement,
• Currency clause of risk insurance - premium and sum insured are expressed in euros,
• The insured sum is paid out only in the event of the insured's death during the duration of the insurance contract,
• No savings component,
• The sums insured are aligned with the annuity plan so that they are always equal to the remaining loan debt.

Depending on the sum insured and the age of the insured, it may be necessary for the insured to undergo a medical examination before taking out the insurance.

You can pay the premium according to your needs - monthly or annually. Insurance can be contracted by persons of 18 years of age, and the end of the insured period cannot be after the insured reaches 70 years of age.

Find out in which branches you can contract an insurance policy.

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