Endowment insurance
Endowment insurance
Life insurance with a savings component is intended for clients who desire long-term savings, as well as security that their loved ones will get a financial support in case of unwanted events.
Endowment insurance is recommended when:
- you desire long-term savings,
- you wish to ensure additional funds in retirement,
- you wish to ensure the future of your children,
- you wish to protect your loved ones in case of unwanted events.
Banca Intesa, in cooperation with Generali insurance, has several endowment insurance products in its offer to suit your needs best.
Complete savings life insurance
Complete savings life insurance enables multi-year savings, while in case of unwanted life circumstances it provides financial security to your loved ones. Life insurance that provides coverage for life, death, accidental death or traffic accident.
Depending on the selected type of Complete insurance, in the event of the occurrence of the specified insured events, the insured sums are paid according to the following model:
Insured case |
Complete SINGLE |
Complete DOUBLE |
Complete TRIPLE |
endowment |
1 x insured sum |
1 x insured sum |
1 x insured sum |
death due to disease |
1 x insured sum |
1 x insured sum |
1 x insured sum |
death due to an accident |
1 x insured sum |
2 x insured sum |
2 x insured sum |
death due to a traffic accident |
1 x insured sum |
2 x insured sum |
3 x insured sum |
Insurance features:
- the insured can be a person from 14 to 70 years of age. The insurance cannot expire after the insured reaches the age of 76,
- the duration of the insurance can be at least 5 years,
- premium payment can be monthly, quarterly, half-yearly, annually and one-time.
Complete Pro
Complete Pro is a form of mixed life insurance that combines life insurance, financial coverage for one of twenty serious diseases and savings for the future.
In case of occurrence of the mentioned insured cases, the insured sums are paid according to the following model:
Insured case | Complete Pro |
to reach the agreed term | 1 x insured sum |
death due to illness | 1 x insured sum |
death due to accident | 2 x insured sum |
occurrence of serious illness | 1 x insured sum |
Insurance features:
- persons aged 14 to 65 can be insured, without health problems at the time of admission to insurance,
- the duration of the insurance can be between 5 and 25 years,
- premium payment can be monthly, quarterly, half-yearly, annually and one-time,
- in the event of the occurrence of a serious illness and payment of the sum insured on that basis, the life insurance continues.
By investing in this type of insurance, you provide yourself with capital for a carefree old age and invest in the safety of your closest family members.
Providence Savings Life Insurance
Providence is a type of savings life insurance that after expiration allows the payment of the insured amount in one time or in installments, while in case of death due to an accident it provides financial security to your loved ones.
Insurance features:
- persons from 14 to 70 years of age can be insured,
- the minimum duration of insurance is five years,
- the duration of the insurance can be up to 81 years of age,
- premium payment can be monthly, quarterly, half-yearly, annually and one-time,
- there is no mandatory medical examination of the insured before admission to the insurance.
Scholarship personal annuity with option
Scholarship personal annuity with an option is insurance intended for parents who want to provide their children with savings for coming of age, for further education or other plans in the period of the child's independence.
Product features:
- the insured can only be a child of the policyholder from birth to the age of 14,
- the policyholder can only be the parent of a child aged between 18 and 60,
- the period of payment of the insured amount starts from the 18th or 19th year of the child's life and lasts from four to seven years, depending on the choice of the contractor,
- the payment of the insured sum can be in equal monthly or annual installments,
- premium payment can be monthly, quarterly, half-yearly, annually and one-time,
- if the insured amount exceeds EUR 40,000, a mandatory medical examination of the policyholder must be performed,
- Termination of the obligation to pay the premium in the event of the death of the policyholder.
List of branches
Find out in which branches you can contract an insurance policy.